Mission
This site exists to provide information that will give you the knowledge and encouragement to get a solid grip on your finances.
My History
My wife and I both got great jobs right out of college and never gave money a thought. We used our credit cards freely, not paying off the balances and racked up a ton of debt without even realizing it. My wife stopped working full-time when we had children and we realized how much webt we had collected. It wasn’t an emergency situation, however, and we slowly started nicking away at the debt.
Unfortunately, we had barely made a dent in our debts when we were hit by the economic downturn. I was laid off and looking at a mountain of debt while being out of a job for three months. When I found a new job I had to relocate to a more expensive city and ended up selling our house at a loss.
We are currently in the process of getting completely out of debt. I know others out there have been through (or are going through) similar experiences. My hope is that I can share my experiences to help someone else who is facing these same situations, or even help you prepare so that a financial tragedy won’t be as difficult an experience.
I have focused on understanding how to control my money (to keep it from controlling me). My wife has focused on learning how to purchase what we need efficiently. We will both give our insights to this site and try to help anyone who is willing to take the time to read.
Comments
While I have comments enabled on this site, I do have them set to be approved. My intention is that this site is a positive place to share ideas and encourage each other. We have a common goal, to tame our money and train it to work for us. Any comment that goes against that won’t be approved. I encourage you to comment as much as you like, just please keep the above in mind!
Posted under General
Written by Matt on September 28, 2008

