Anyone who has ever served in the military is able to get a free dinner at Golden Corral tommorow (Monday, Nov 17) from 5PM to 9PM. Details are here.
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Stumble it!Posted under Deals
Written by Matt on November 16, 2008
A Great Week for CVS Deals!
I’ve been CVSing for a few months now by checking out their sale ads including Extra Care Bucks offers, current coupons and any other incentive they have for me! Many people have blogs that list the best deals at this drugstore, my favorites are Andrea’s at MommySnacks and Crystal’s at MoneySavingMom. This is the first week I’m posting the deals that I’ve gotten and I’m very pleased with my results, thanks to the store that was fairly well stocked, I could get most everything on my list.
Kelloggs’ Cereal: Reg. Price for 3 = $12.77. Sale price is 2/$4. I had 3 – $1 coupons from yesterday’s newspaper (11/9 Redplum insert), making the cereal $1/box!
Listerine Agent Cool Blue Tinting rinse 500mL: Reg. Price = $5.89. Sale price is $3.99. They are offering $3 in Extra Care Bucks (ECBs) this week for each purchase (Limit 5) and I had printed 2 coupons for $1 each. (Thanks, MommySnacks!) There are also 50 cent coupons that were in the 10/5 RedPlum insert if you can’t get those printed. With the combination of ECBs and coupons, both of these bottles were FREE!
Garnier Fructis Shampoo 13 oz.: Reg. Price = $4.29. Sale price is $2.99. They are offering $2 in Extra Care Bucks this week (Limit 1) and I got a $1 coupon from the newspaper. There have been several – did you know you can look up current coupons at Coupon Mom’s coupon database? Just hang onto the entire inserts from the Sunday papers and you’ll have what you need and can look up to find the coupons for the items you need to buy. With the ECB and my $1 coupon, this shampoo was FREE!
Palmolive dish soap 11 oz.: Regular price = $1.59, it was on sale for $1.49 and they gave me ECB of $1 for each one I bought (Limit 5). I had 2 – 25 cent coupons and ultimately paid 24 cents for each bottle.
Crest Pro-Health Whitening Toothpaste 4.2 oz.: Regular price = $3.89. Sale price was $3.49 and they gave me the full amount back in ECBs (Limit 2). I also had 2 – 75 cent coupons from the 10/12 P&G insert, meaning they paid me $1.50 to take these two tubes of toothpaste out of the store!
I also had $2 Extra Care Bucks from last time I visited CVS. My total came to $18.12 and with all my new ECBs that printed, I now have $16.98 to use next time I go to CVS! When it’s all said and done, I spent $3.14 on everything. About the Reese’s, the cashier handed that to me and asked me to call the toll free number on my receipt to give my opinion on the store. I’ve never had that happen before, but I was thrilled! Thank you, CVS!
Written by Laura on November 10, 2008
Teaching Kids about Money
We all want what’s best for our kids so that they grow up to be self-sufficient with a good head on their shoulders. Our kids are now 6 and 8 years old. When they were little, they would occasionally receive a little money as a gift and they might put it in their little bank or their real bank savings account which made next to zero percent interest, or they might even lose it. It just wasn’t organized and we didn’t give it too much thought.
After we took Dave Ramsey’s Financial Peace University class last year, we got serious with our children earning money and keeping track of it. We closely follow what the class taught. At the time, our kids were 5 and 7 and we thought they would be able to do certain chores at home to earn their “commission” as Dave Ramsey calls it. He doesn’t believe we should make “allowances” for kids, but they should get paid for when they actually work, just as adults do. After much thought, we decided on assigning them each 5 different chores, the same chores each day. Once it is completed each day, they earn a check mark. Each completed job is equal to 10 cents. A completed week (7 days) would equal $3.50. HOWEVER, if they actually do all 35 chores for the week, they get a BONUS and the total is $5.00. If they miss just one chore for the week, they earn $3.40.
When we started this, we were in the process of moving and trying to sell our house, which meant keeping it picture perfect clean so perspective buyers could come through at a moment’s notice. We were all encouraged to have it spotless each morning when we left for school and work. Their jobs include things like making the bed, cleaning up toys, cleaning up clothes, feeding the cat, setting the table, and cleaning up the table after meals. Each of our kids’ charts are a little bit different. About half the time, they earn their full $5 and sometimes they earn around $3.20 when they forget to do a couple chores.
As Dave Ramsey suggests, they have envelopes to separate and organize the money that they earn: Spend (toys, candy, Webkinz, etc.), Save (for something big in the future – our son has already saved enough for a ticket to an Indianapolis Colts game), Donate (church, various community or worldy causes, things like Operation Christmas Child), Gifts (mainly for other family members), Car (I’ve encouraged our son to begin saving for a car when he can drive in 8 years – so far he has $36). We don’t strictly tell them which envelope to put their money in each week, but we strongly encourage them to divide it up so they will have money in the different areas.
We have really enjoyed this whole system. Before, we rarely bought them things like toys when we were out, but now they especially know not to ask or beg for something. They know they can buy it on their own if they really want it and we encourage them to think carefully about each purchase, especially those more than around $10.
The Book Fair was recently at school and we decided to give the kids each $7 to spend however they like and they could add their own money to purchase more than that. Our daughter had just assumed she would use only her own money to make purchases and when I told her we would give her $7 for books, she was incredibly excited and gave me a giant hug. She is not taking that extra money for granted. She spent it very carefully at the book fair, adding $5 of her own money to purchase two nice books for herself.
The kids definitely get more things for themselves this way, we get a cleaner house, and most importantly they are learning very important lessons that will help them immensely in life..
Posted under General
Written by Laura on November 6, 2008
Payday Lending Bill in Ohio (Ohio Issue 5) Passes
A followup on an earlier post on Dollartamer regarding Issue 5. It’s still early in the evening, but Ohio has overwhelmingly voted for Issue 5. This will cap payday loans to 28% APR and effectively run the payday loan industry out of Ohio.
If you want more details on the bill, check out our earlier post.
Posted under News
Written by Matt on November 4, 2008
Election Day Freebies for Voters
Election day is tommorow, and for all those who choose to vote there are some freebies out there! Here’s a few I’m aware of, feel free to post more in the comments section if you are aware of any.
- Ben & Jerry’s: Free scoop of ice cream from 5PM-8PM.
- Starbucks: Free 12oz (tall) brewed coffee.
- Krispy Kreme: Free star-shapped donut with red, white and blue sprinkles.
P.S.: This isn’t the place to put up your “Vote McCain/Vote Obama” comments. Head over to a political blog if you want to do that, thanks!
Posted under Deals
Written by Matt on November 3, 2008
