Frugal Living Tips

There are so many different ways to save money.  I was just thinking about some of them and wanted to share them with the readers.

  • I’ve started washing and reusing the quart and gallon sized Ziploc bags.  I usually have just a few pots or dishes that I handwash each day and if I have a bag, I just wash that as well, turning it inside out to dry.
  • Almost everything I buy at the grocery store is on sale and usually I’ve got a coupon to go with the sale for a great deal.What we eat in our house revolves around the sales cycles. I utilize supercook.com to get ideas for what to fix with things that I’ve bought.
  • Lights – we try to get our kids to turn off the lights whenever they leave a room.  Along with that, we very rarely turn on our porch light in the evening unless we’re expecting company.
  • Drink water, especially at restaurants. If we’re out to eat and decide the budget allows us to get pop for an extra few dollars, it feels like a big splurge. We’ve encouraged our kids to drink water too and they like it. Kids Meals often include a drink, so then they luck out.  Not only free, water is very healthy!
  • Eating out can be a really big chunk of your budget.We always have a coupon when we go out, usually for a free meal. I have found restaurant coupons to be abundant. They come in local magazines/fliers in the mail, you can sign up for many e-clubs that will e-mail you coupons, often local organizations sell coupon books for a very reasonable price for fundraisers, and the Entertainment book is full of all kinds of coupons.
  • Don’t buy clothes for your kids that they won’t wear.  My 6 year old daughter is extremely picky already so I won’t buy her anything unless she is with me and she gives it her seal of approval. Thankfully, she doesn’t yet care too much about the labels or if it has already been worn. We will visit thrift shops, the occasional yard sale, or some churches or other groups have huge sales that we love to check out.
  • I work a part time job at the YMCA, watching babies and little kids a few hours a week.  It earns a paycheck plus we get a regularly $69/month family membership to the Y for just $24. Those that have small children can take them with to work!
  • Keeping a budget for family spending is important.  Since we’ve written a budget for each month, it has really helped us to reach our goals!
  • Tell the kids (and yourself) ‘no’.  It can be so tempting to buy things we don’t need when we see the ads that try to convince us we have to have the latest and greatest.  As I pumped gas today, I saw the signs placed on the pump for the ice cream inside the gas station.  They were giving away the second scoop for free, but I had to tell myself No.
  • We wear our clothes and shoes often until they really, truly need to be replaced.  Our son is so super good at this one.  He absolutely hates to go shopping for clothes or shoes.  His toes will have created holes out the front of his shoes and grown another 1/2 inch before I notice and he still doesn’t want new shoes.
  • Buy used or scratch ‘n’ dent.  We’ve gotten used bikes, toys, books, and framed artwork among other things that work just as well as anything new.  I see some used furniture and cars in our future too.
  • Freecycle.com is a really interesting online group that exists to keep unwanted items out of the landfills.  People want to be rid of their magazines, clothing, mirrors, furniture, toys, appliances, etc. and there are others happy to go pick it up and give these things new life.
  • I cut my kids’ and husband’s hair.  It is really very simple to do, using the clippers.  Contrary to what my husband says, I do not need a degree to do it!
  • We trade babysitting with our neighbor who has kids similar to our kids’ ages.  The kids love to play with each other and it really cuts down on the cost of date night!
  • Sunlight!  Our kitchen has a lot of south facing windows which let in the sun and provide a lot of warmth during these cooler months as long as I have the blinds up.
  • Don’t read the catalogs that come in your mailbox!  That just makes you want to buy things that you probably don’t need!  Just pitch it as soon as you see it!
  • Don’t buy anything unless you have the cash to pay for it.  That is crucial in reaching your goals!

Digg! Digg it!      StumbleUpon Stumble it!

Posted under Spending

Written by Laura on October 22, 2008

Tags: ,

One comment, what do you think?

$25 Restaurant Gift Certificates for $4

Came across another 60% deal at Restaurant.com.  That means you can get their $25 Gift Certificates for $4 (normally $10).  This offer is good until October 26.  Just enter SAVOR at checkout.

There’s a ton of good local and chain restaurants available on the site.  Just enter your zip code and you’ll see what is available.  They do tend to have more options at the start of the month, but there are more offers late in the month.

Digg! Digg it!      StumbleUpon Stumble it!

Posted under Deals

Written by Matt on October 22, 2008

Tags: ,

No comments, add your thoughts here!

Sears Outlet Sale: 25-75% Off

For those who aren’t familiar, Sears Outlet is a store where you can buy new items that are discontinued or scratch & dent at discount.  They are a fantastic place to go for appliances if you are in the market.  We purchased our refrigerator there at around 60% of retail (discounted due to a scratch on the side that is against a wall so I can’t even see it).

To celebrate their 40th anniversary, they are currently having a sale with items 25-75% off of their sticker prices.  Everything from TV’s to washers/dryers to treadmills.  The sale lasts until October 29.  Details are available here.

Digg! Digg it!      StumbleUpon Stumble it!

Posted under Deals

Written by Matt on October 21, 2008

Tags:

No comments, add your thoughts here!

Visit Thrift Stores for Savings

One of the money saving tips I can’t stress enough is to utilize less expensive stores for things you need.  Stores like Goodwill aren’t just less expensive for you, the profits are utilized to help your local community.  Why get a new shirt for $25 at the Gap, or even $15 at Wal-Mart when you can go get a lightly used one at Goodwill for $5?  This is even more true when you have children that outgrow things faster than they wear them out!

Sense To Save posted an entry that points out that more middle-class people are shopping at thrift stores.  Could the stigma of buying used finally be declining?  Society has had quite an excess for a while and it has had quite a cost.

Digg! Digg it!      StumbleUpon Stumble it!

Posted under Spending

Written by Matt on October 20, 2008

Tags: ,

No comments, add your thoughts here!

Printable KFC Coupons

There are printable coupons for KFC available here.  Just put in your zip code and get a list of coupons!

Digg! Digg it!      StumbleUpon Stumble it!

Posted under Deals

Written by Matt on October 20, 2008

Tags:

No comments, add your thoughts here!