Preparation
Now that you’ve got a bit of history on your spending (you did start to record your spending, right?), let’s start working on a budget. Yes, I said it, that nasty ‘B’ word! Budget has such a nasty connotation to it, but it really isn’t a bad thing.
It’s always a good time to start a budget. I actually made my first real budget in the middle of my layoff (and you wouldn’t …
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Posted under Budgeting, Series
Written by Matt on October 6, 2008
Why is this step important?
I spent my 20’s not paying much attention to my finances. If I needed something, I’d put it on my credit card without a thought. My wife and I both had good incomes, our mortgage was low, I never even considered that I was slowly digging myself deeper into debt. When we had a child we lost my wife’s income and suddenly it hit me… Where did all my money go?
When I took a hard look at my …
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Posted under Budgeting, Series
Written by Matt on September 29, 2008
